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Frequently Asked Questions About CDCP

1. What is the Canadian Dental Care Plan (CDCP)?

The CDCP is a federal initiative designed to provide dental coverage to Canadian residents who do not have dental benefits and whose household income is below $90,000 per year. It is a government-supported benefit, meant to complement, not replace, existing dental benefits from employment, education, or private insurance plans.

2. How is the CDCP administered and who is eligible?

The CDCP is managed by Health Canada and administered by Sun Life. Dentists are not involved in eligibility decisions or coverage specifics. Eligibility notifications are issued directly from the federal government. For detailed eligibility information and to verify your status, please visit the official government website at

No, do not postpone dental visits while waiting for CDCP coverage. Continue with regular check-ups to prevent dental issues. If your dentist is not part of the CDCP network, you will be responsible for any costs not covered by the plan.

If you are already benefiting from other government dental programs and qualify for the CDCP, you can apply for this new plan. Efforts are made to coordinate benefits to prevent overlap, with federal, provincial, and territorial governments working together to streamline the process.

The CDCP covers a variety of dental services, including cleanings, exams, x-rays, fillings, root canals, and certain surgeries, based on your dentist's recommendation. Some services may require preauthorization. For a comprehensive list of covered services and guidelines, refer to the online CDCP Dental Benefits Guide.

The CDCP is designed to supplement, not replace, any existing dental coverage you may have. It's important to compare the benefits and costs of your current plan with what the CDCP offers before making any changes.

The CDB is an interim measure providing tax-free payments to assist with dental expenses for children under 12 from families earning less than $90,000 annually who lack private dental benefits. Eligible families can receive up to $650 per child per year for two years. For more details or to apply, visit or contact the CRA.

You will feel much better, and be able to make a better decision, if you understand the dental procedure that is recommended to you. If you don't say anything, your dentist may think that you already understand.

Yes, you can apply for the CDB even if your child is already covered under another government program like Healthy Smiles Ontario. The CDB is intended to cover any out-of-pocket expenses not fully reimbursed by other programs.

At Dena Dental, we are committed to providing exceptional care and guiding you through the complexities of new dental benefits like the CDCP and CDB. Our team is here to support you at every step, ensuring you are well-informed to make the best decisions for your dental health. Contact us with any questions about how these changes might affect your dental care plan. We are ready to provide personalized assistance and continue delivering the high-quality care you expect from us.


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5 Fairview Mall Dr #340,
North York, ON, M2J 2Z1

(416) 493-1817